Last updated: May 30, 2026
ClearOwn respects and protects your privacy. This policy explains how we collect, use, and protect your information.
Local Data: Debt information you enter (counterparty, amounts, interest rates, etc.) is stored locally on your device. We do not actively collect this data.
Device Information: To enable the AI chat feature, we generate an anonymous device identifier (UUID) and record app version information. This cannot be used to identify you personally.
The device identifier is used solely to provide the AI chat service and distinguish unique users. We do not use your information for advertising, data mining, or sale to third parties.
When using AI chat, your question is sent to our server for processing. The server does not persistently store your conversations or use them for model training.
If you enable notifications, repayment reminders are scheduled locally on your device. No repayment data is uploaded to our servers.
ClearOwn does not integrate any third-party analytics or advertising SDKs.
You can export your debt data as a CSV file from within the app via "Export Data". Deleting the app removes all local data.
For privacy-related questions: azkfw@qq.com